Travel Insurance

Coverage for Travel Insurance

Coverage for Travel Insurance
Schedule of Benefits	Schengen Countries		Rest of the World (Excluding USA, Canada & Australia)		Worldwide
Schedule of Benefits	Diamond	Gold	Silver	Standard	Platinum	Gold Plus
Currency	USD	USD	USD	USD	USD	USD
Medical Expenses & Hospitalization Abroad	50,000 (Excess $ 50)	50,000 (Excess $ 50)	25,000 (Excess $ 50)	10,000 (Excess $ 50)	100,000 (Excess $ 50)	50,000 (Excess $ 50)
Transportation or Repatriation in case of Illness or Accident	Actual Expenses	Actual Expenses	Actual Expenses	Actual Expenses	Actual Expenses	Actual Expenses
Repatriation of Medical Remains	Actual Expenses	Actual Expenses	Actual Expenses	Actual Expenses	Actual Expenses	Actual Expenses
Emergency Dental Care	600	600	600	600	600	600
Repatriation of Family Member Travelling with the Insured	Actual Expenses	Actual Expenses	N/A	N/A	Actual Expenses	Actual Expenses
Travel of One Immediate Family Member	100/Day – Max 1,000	100/Day – Max 1,000	N/A	N/A	100/Day – Max 1,000	100/Day – Max 1,000
Delivery of Medicines	Actual Expenses	Actual Expenses	Actual Expenses	ActualExpenses	Actual Expenses	Actual Expenses
Relay of Urgent Messages	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited
Long Distance Medical Informatin Service	Unlimited	Unlimited	N/A	Unlimited	Unlimited	Unlimited
Medical Referral / Appointment of Local Medical Specialist	Actual Expenses	Actual Expenses	Actual Expenses	Actual Expenses	Actual Expenses	Actual Expenses
Connections Services	N/A	N/A	N/A	N/A	Unlimited	N/A
Lost of Credit Card	500	300	200	200	2000	300
Delayed Departure	500	300	200	200	1000	300
Loss of Passport	500	200	150	100	500	300
Compensation for In-Flight Loss of Checked in Baggage	500	400	400	300	1000	400
Normal Sickness/Illness	N/A	N/A	N/A	N/A	N/A	N/A
Accidental Death (During Travel using recognize means of Transport, Planes, Trains, Public Buses, Taxies etc.	15,000	10,000	8,000	5,000	25,000	10,000
* Note: An excess/deductible of USD 100/- will be applicable on each & every claim.

Premium for Travel Insurance

Premium for Travel Insurance
Duration	Schengen Countries				Rest of the World (Excluding USA, Canada & Australia)				Worldwide
	DIAMOND		GOLD		SILVER		STANDARD		PLATINUM		GOLD PLUS
	$ 50,000		$ 50,000		$ 25,000		$ 10,000		$ 100,000		$ 50,000
	Single (Rs.)	Family (Rs.)	Single (Rs.)	Family (Rs.)	Single (Rs.)	Family (Rs.)	Single (Rs.)	Family (Rs.)	Single (Rs.)	Family (Rs.)	Single (Rs.)	Family (Rs.)
7 Days	2,700	4,200	1,500	2,550	1,400	2,400	500	800	4,500	9,000	2,200	4,400
10 Days	3,050	4,500	1,900	3,000	1,750	2,950	600	900	5,200	10,400	2,750	5,500
15 Days	3,500	5,300	2,200	3,400	2,150	3,300	700	1,000	6,500	13,000	3,350	6,700
21 Days	4,200	6,100	2,500	4,000	2,600	4,375	1,100	1,400	7,500	15,000	4,050	8,100
31 Days	5,200	7,300	3,000	4,800	3,250	5,700	1,250	1,700	9,200	18,400	5,375	10,750
62 Days	8,250	12,000	4,550	8,000	4,400	8,800	2,200	3,100	14,300	28,600	6,800	14,500
92 Days	10,000	15,500	5,300	10,000	5,700	10,500	2,875	5,200	16,500	33,000	9,800	18,000
180 Days	13,500	20,100	7,500	12,000	7,700	14,750	4,800	10,000	23,000	46,000	14,500	22,000
365 Days	19,500	30,500	11,500	18,000	11,900	27,500	6,525	11,000	35,000	70,000	18,500	28,000
2 Years	–	–	23,000	38,000	–	–	–	–	–	–	30,000	45,000

For person aged between 66 and 75 years, increase 50%
For person aged between 76 and 80 years, increase 75%
For person aged between 81 and 85 years, increase 100%Family Size: Husband + Wife + 3 Children (Less than 18 years)

Compensation for COVID-19

COVID-19 will be covered under Hospitalization (and/or quarantined/isolation within Hospital premises only), subject to the following limited Cover under different Packages:-

Coverage Plans

Covid-19 Coverages

Platinum

$ 3000

Gold Plus

$ 2500

Diamond

$ 2000

Gold

$ 1500

Silver

$ 1000

12% Increase in Premium will apply for the coverage of COVID-19.
Post-Treatment Screening/Test taken in abroad is only covered when /if resulted Positive.
Follow-up treatment is only covered when/if a followed up test is Positive and prescribed by a medical practitioner of recognized hospital.
In Case the Insured Person tested positive with Covid-19 during a trip covered,the Insurance Cover only medical Expenses & Hospitalization Abroad.
Self-quarantine/ quarantine in Private Hotels or Hospitals or at home is not covered under the said policy terms & condition.
U.S $100 deductible on loss arising from COVID 19.
All claims related to COVID 19 will only be considered after the submission of Negative test report undertaken within 96 Hours before travel.
All claims related to COVID 19 will be settled on Re-imbursement basis in PKR only.

Emergency Numbers

In case of Medical Emergency please contact on the following:
MAPFRE ASISTENCIA For worldwide contact Tel: (Ireland): +(353) 91 560621, 91 560678 (24 hours)	MAPFRE ASISTENCIA For Gulf Assist Contact Tel: (Bahrain): +(973) 17 218899, 17 576640 Fax: +(973) 17 215177 (24 hours)